Effective Estate Planning   An effective estate plan is the finest gift you can give your family; yet most busy people relegate it to the bottom of their to do list. Attorney John O'Grady counsels real estate investors, business owners and others to develop estate plans to meet even the most particular objectives. With an in-depth understanding of the complex legal and tax implications involved, John listens with care and can help you design your plan to provide for your family. Let John put his twenty years of estate planning experience to work for you.